what is a payday loan? Aug 7, 2013 1:54:57 GMT -5 Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by zacgervaseaa on Aug 7, 2013 1:54:57 GMT -5 Pay day loans great strength is that they give those people the banks have turned their backs on, the chance to get credit once more. They're also one of the quickest ways to borrow money.